Scott Cramer
Mortgage Loan Officer
NMLS# 675394

Scott Cramer

Mortgage Loan Officer
NMLS# 675394
Call: 724.464.3781

Primary Location

201 Penn Center Blvd
Suite 400
Pittsburgh, PA 15235

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

Discover what kind of loan you could qualify for.

If you're ready to take the leap into homeownership, we can get you started on the right path.

Apply

About Me

No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Pittsburgh, I work with you to help you find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Pittsburgh with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 724.464.3781.

Discover what kind of
loan you could qualify for.

If you're ready to take the leap into homeownership, we can get you started on the right path.

Apply

Education

Building a Home

Building a Home

If you can’t find the perfect home on the market, there is another option….build your own! At U.S. Bank in Pittsburgh, our mortgage professionals have the credentials and expertise to assist you with your construction financing needs. We can help you close on your mortgage before construction begins, and we can also give you advice about choosing a builder. Call 724.464.3781 to learn more.

Building a Home

Buying a Home

Buying a Home

Maybe you’ve been living in the same house for decades, or maybe you’re ready to finally purchase that lake house. Whatever the reason, the mortgage professionals at U.S. Bank in Pittsburgh can help you find the right home loan. We offer home financing options for all types of buyers, and we’ll personally guide you through the mortgage process step-by-step.

Buying a Home

Buying Investment Property

Buying Investment Property

If you’re looking to build a financial nest egg, then an investment property may be a great way to do so. At U.S. Bank in Pittsburgh, we can help you research what sorts of properties will be the most profitable—whether it’s a vacation home in or a multi-unit residential building. Contact us at 724.464.3781 to schedule an appointment with a mortgage professional.

Buying Investment Property

HARP Program

HARP Program

Is your home “underwater”? If you’ve been struggling to make your mortgage payments, and if you don’t qualify for traditional refinancing due to the value of your house, and if your home loan is with Fannie Mae or Freddie Mac, then you may qualify for the HARP program through U.S. Bank in Pittsburgh. You may be able to replace your mortgage with one that has better interest rates or lower monthly payments—call 724.464.3781 to schedule an appointment.

HARP Program

Refinancing a Home

Refinancing a Home

Whether you want to lower your current mortgage payment, change the term of your loan, or unlock the equity in your home to get cash out, refinancing may be the solution. And if you’re considering big life changes, refinancing may help you with your budget. Contact your Pittsburgh U.S. Bank location at 724.464.3781 to find out if refinancing is right for you.

Refinance Your Home

First-Time Homebuyer

First-Time Homebuyer

If you’re new to the home buying process, there’s a lot that you’ll need to learn. At U.S. Bank in Pittsburgh, we can make sure that you understand how interest rates, down payments, and other factors are considered when determining your home financing solution. Call us at 724.464.3781 to schedule an appointment—we’ll walk you through every step of the process.

First-Time Homebuyer

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